A track record of funded deals.

The borrowers sought financing that would eliminate the need to sell stocks that would result in a significant capital gain tax event. First Bridge Lending (FBL) provided a cross-collateral owner-occupied bridge loan, enabling the borrowers to leverage equity from their existing residence in Lafayette to minimize their cash down payment.

The $9,500,000 bridge loan was secured by the newly acquired Rancho Santa Fe property and the borrowers' Lafayette residence, resulting in a 62% combined loan-to-value (CLTV) ratio. The Rancho Santa Fe estate is an exceptional luxury residence situated on nearly three acres, featuring five bedrooms, six-and-a-half bathrooms, panoramic views and premium custom finishes.

Originated by Brian Haines, this transaction showcases FBL's ability to deliver sophisticated financing solutions for high-net-worth borrowers. By utilizing a cross-collateral structure, the borrowers avoided a considerable tax bill and were able to secure their dream home in a fast and efficient manner.

First Bridge Lending (FBL) structured a cross-collateral owner-occupied bridge loan, allowing the borrowers to finance 100% of the purchase price on their new primary residence. The $1,600,000 bridge loan was secured by the newly acquired Fallbrook property and the borrower's luxury residence in San Juan Capistrano. The loan was funded at a 59% combined loan-to-value (CLTV) with a 12-month term. The loan has no prepayment penalty, giving the borrowers complete flexibility to pay the loan off early.

Originated by Brian Haines, this transaction highlights FBL's ability to deliver effective financing solutions for owner-occupied purchases. With the help of FBL's bridge loan, the borrower was able to write a non-contingent offer that transacted like cash, allowing them to win the purchase offer and move quickly.

First Bridge Lending (FBL) structured a cross-collateral owner-occupied bridge loan, allowing the borrower to leverage the equity in their existing residence in San Ramon to secure financing for 100% of the purchase on their new home in Petaluma.

The $699,000 bridge loan was secured by both the Petaluma property and the borrower's San Ramon residence, resulting in a 70% combined loan-to-value (CLTV) ratio. The newly acquired Petaluma residence is an updated 1,590-square-foot home featuring three bedrooms and a desirable cul-de-sac location.

This transaction displays FBL's ability to provide flexible bridge financing solutions for owner-occupied purchases. By utilizing a cross-collateral structure, FBL enabled the borrower to transition seamlessly while accessing the equity in their departing residence.

First Bridge Lending (FBL) provided an $8,000,000 refinance loan secured by a luxury estate located in the prestigious Brentwood Park neighborhood of Los Angeles. The 7,127-square-foot Colonial-style residence sits on an oversized 38,340-square-foot corner lot and was valued at $18,253,000, resulting in a conservative 43% loan-to-value ratio.

The loan was structured with a 12-month term to allow the borrowers to reposition their real estate holdings and prepare the subject property for sale. The borrowers are experienced real estate investors with a long history of ownership in the Los Angeles market.

Originated by Louis Bardis, this transaction highlights First Bridge Lending's ability to provide customized financing solutions for high-net-worth borrowers and unique luxury properties, delivering certainty of execution where traditional financing may be limited.

First Bridge Lending (FBL) provided quick-close financing to facilitate the acquisition and renovation of a luxury residence in Newport Beach, California.

The subject property is a 4,173-square-foot residence situated on a desirable lot with views of the Pacific Ocean and Newport Harbor. The borrowers planned improvements included upgrades to the pool and spa, landscaping, kitchen remodel, exterior finishes and new flooring.

Originated by Brian Haines, this transaction highlights First Bridge Lending's ability to provide financing solutions for experienced real estate investors pursuing value-add opportunities. With a strong track record of successful renovation projects, the borrowers were able to secure fast and reliable funding, allowing them to move quickly on a premier acquisition in one of Southern California's most sought-after coastal communities.

First Bridge Lending (FBL) financed a cross-collateral loan for the acquisition of a luxury investment property in El Dorado Hills. The $2,450,000 bridge loan was secured by both the newly acquired El Dorado Hills property and the borrower's residence in San Mateo. The loan structure enabled the borrower to leverage equity from her existing residence to finance 100% of the El Dorado purchase.

The acquisition property is a custom-built 4,272-square-foot home located within one of El Dorado Hills' premier gated communities, featuring luxury finishes, a four-car garage, a pool, and extensive outdoor entertaining space.

Originated by Jamie Shea, this transaction demonstrates FBL's ability to provide creative financing solutions for real estate investors seeking to maximize existing equity. By utilizing a cross-collateral structure, FBL delivered fast and reliable access to capital, allowing the borrower to capitalize on a time-sensitive acquisition while preserving financial flexibility.

First Bridge Lending (FBL) funded the purchase loan for a Reverse 1031 Exchange after the incumbent lender was unable to perform 1 week out from close of escrow. FBL was able to step in and coordinate with the Exchange Accommodator and Escrow to ensure the transaction stayed on track. With no prepay structure, the loan allows for early payoff once the down-leg property sells.

Originated by Brian Haines, this transaction highlights First Bridge Lending's ability to provide fast and reliable financing solutions. By delivering certainty of execution and flexible bridge capital, FBL helped the borrowers capitalize on a time-sensitive opportunity while advancing their long-term investment objectives.

First Bridge Lending (FBL) financed a $5,000,000 cross-collateral bridge loan secured by an industrial building and residential rental property. The proceeds from the loan will fund the completion of a newly constructed wine production facility.

By utilizing a cross-collateral structure, FBL provided the timely capital needed to support the borrower's project completion when traditional financing options were not the ideal fit. The loan was funded at a conservative 60% combined loan-to-value (CLTV), providing a strong collateral position and a customized financing solution tailored to the borrower's needs.

Originated by Brian Haines, this transaction demonstrates FBL's ability to deliver creative bridge financing solutions for commercial and business-purpose borrowers, helping clients unlock liquidity from existing assets to capitalize on time-sensitive opportunities.

First Bridge Lending (FBL) structured a cross-collateralized bridge loan to facilitate a Reverse 1031 Exchange for an industrial owner-user. The bridge loan provided 100% of the new purchase proceeds by leveraging equity in the borrower's downleg property. The $4,000,000 bridge loan was underwritten at a 65% combined loan-to-value (CLTV) ratio.

The acquisition property consists of a 12,022 Sq. Ft. freestanding industrial building with a large, secured yard in an established industrial park. The new property enables the business owner to expand operations and consolidate facilities.

Originated by Brian Haines, this transaction demonstrates First Bridge Lending's ability to provide creative financing for owner-user commercial real estate acquisitions. By utilizing a cross-collateral loan structure, FBL delivered the fastest and most efficient option available to help the borrower expand operations while maximizing the value of existing real estate assets.